It is usually difficult for an older person to get a job or regular income by working because of health and other reasons due to widespread ageism, especially in the tech sector. So the person has to rely on his or her savings, social security, Medicare and Medicaid for covering daily expenses like food, travel, medicines. In many cases, the savings of the person may not be sufficient to cover the medical expenses, especially if the person meets with an accident or other illness where the cost of treatment is very high. Tips on How can a reverse mortgage help me pay for my medical expenses are discussed in detail. Most People have some savings, and along with social security, the amount is usually sufficient to pay for their daily expenses like food. While Medicare, the medical health care facility, is available for all citizens, Medicaid which includes more extensive services like home care is only available to those whose income is below a prescribed limit. So many people whose income and savings are above a prescribed limit are not eligible for the medical facilities provided under the Medicaid program. In these cases, if the person owns real estate, he or she will prefer to take a reverse mortgage to pay for the additional medical expenses. The Criteria for eligibility for Medicaid are extremely stringent; the person should have less than $2000 in the bank account at the end of the month and $3000 for a couple living in the same house. Most people will prefer to have more money with them, for emergency expenses, like a natural calamity or major illness, so are not eligible for the Medicaid and can only apply for Medicare. However, medicare does not provide for personal care services and some specialized medical facilities. So the homeowner will prefer to reverse mortgage the home to get some additional funds for medical treatment, especially if he or she does not have any heir who will help financially. A person who has applied for a senior reverse mortgage and still wishes to avail of Medicaid, can get the reverse mortgage amount as a lump sum and spend all the money. However, this is not preferred as most people would like to keep some money for a financial emergency in their old age. Another option for a person applying for a reverse mortgage is to speak to the reverse mortgage provider and discuss options to adjust the amount being paid to the homeowner. When medical expenses are high or additional medical expenses are required, the monthly reverse mortgage payment should be adjusted so that the person can apply for Medicaid.